Six holds in a row. So why did your fixed rate go up?
The Bank of Canada has held its overnight rate at 2.25% six times in a row, most recently on July 15, 2026. Yet five-year fixed mortgage rates are back above 4%. Those two facts are not a...
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The Bank of Canada has held its overnight rate at 2.25% six times in a row, most recently on July 15, 2026. Yet five-year fixed mortgage rates are back above 4%. Those two facts are not a...

On July 15, 2026, the Bank of Canada did something that's starting to feel routine: nothing. It left the overnight rate unchanged at 2.25%the sixth straight hold. For anyone with a mortgage, a home...

The Canadian real estate landscape is experiencing its most critical milestone yet. For over 1.2 million households navigating the historic 2026 Mortgage Cliffrenewing a loan is no longer a simple...

Today the Bank of Canada did exactly what most economists expected: nothing. The overnight rate stays at 2.25%, held for the third consecutive time in 2026. But beneath that quiet headline, a much...

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